- Make a study and determine the model/methodology of portfolio creation guidelines and stress testing portfolio financing
- Determine the concentration limit of the financing portfolio based on the product and the economic sub-sector/industrial sector/certain business field (Industrial Boundary).
- Making determinations of Industry/Risk Acceptance Criteria (IAC/RAC) for sectors certain industries.
- Make periodic assessments of the economic/industrial sector (Industrial Classification).
- Make studies and unify bank financing portfolios and create portfolio alerts as part of an early warning system.
- Monitor the implementation (realization) of the financing portfolio by sector/sub-sector economy.
- Reviewing the credit scoring and financing risk rating methodologies.
- Conduct studies, develop methodologies, and measure risk based capital management.
- Make a review of new products and activities.
- Reviewing provisions/SP/Policies related to financing
- Bachelor's or master's degree majoring in Economics, Risk Management
- Preferably graduate or equivalent degree in economics, statistics or mathematics
- Knowledge of the financing process and credit analysis.
- Experience in banking company is preferred.
- Risk Management Certification from an accredited institution [level 2] or equivalent other.
- Experience in data processing and analysis
byOrange